Disclaimer

Effective Date: 4/5/2025

Welcome to Perry & Associates Insurance, LLC's website. This Disclaimer governs your use of this website and the services we provide. By accessing and using this website, you agree to be bound by this Disclaimer and our Terms of Service. Please read this Disclaimer carefully before using our website or submitting any personal information.

1. General Information

The information provided on this website is for general informational purposes only. Perry & Associates Insurance, LLC ("we," "us," or "our") is a licensed insurance brokerage and acts solely as an intermediary between individuals and insurance providers. We do not underwrite insurance policies or provide insurance coverage. All policies are offered and issued by third-party insurance companies, and the terms of the insurance policies are governed by the respective insurers.

2. No Professional Advice

The content on this website, including but not limited to any quotes, estimates, product descriptions, and comparisons, is for informational purposes only and should not be construed as professional insurance advice or a recommendation. You should consult with a licensed insurance agent or broker for advice specific to your individual circumstances before purchasing any insurance policies.

3. No Insurance Provider Liability

As an insurance brokerage, we do not provide insurance coverage or make decisions regarding underwriting, claims processing, or policyholder management. Our role is limited to helping you compare insurance options and connect with insurance providers. We are not liable for the actions or inactions of any insurance carrier or the content and terms of the insurance policies offered by those carriers.

4. Third-Party Links and Services

Our website may contain links to third-party websites or services that are not under our control. These third-party websites are not operated or maintained by us, and we do not endorse or assume any responsibility for their content, privacy practices, or services. When you click on links to third-party websites, you are subject to their terms and conditions and privacy policies.

5. Accuracy of Information

While we make every effort to provide accurate, up-to-date, and reliable information on our website, we do not guarantee the accuracy, completeness, or timeliness of any information presented. Insurance policies and premiums are subject to change, and the terms and conditions of specific policies are determined by the individual insurance providers. It is your responsibility to verify all information directly with the insurance providers before making any decisions.

6. Limitation of Liability

To the fullest extent permitted by law, Perry & Associates Insurance, LLC, its officers, employees, agents, and affiliates are not responsible or liable for any damages or losses resulting from the use of this website, including but not limited to:

Errors or omissions in the content provided on the website
Interruptions or delays in website access or service
Use of or reliance on third-party services linked from this website
Any direct, indirect, incidental, or consequential damages

7. No Guarantee of Coverage or Acceptance

We cannot guarantee that you will be approved for an insurance policy or that you will receive the exact coverage or pricing displayed on our website. Final policy terms, coverage, and premiums are determined by the insurance providers and subject to underwriting guidelines, personal eligibility, and other factors.

8. Changes to This Disclaimer

We reserve the right to modify, amend, or update this Disclaimer at any time without prior notice. Any changes will be posted on this page with an updated "Effective Date." We encourage you to review this Disclaimer periodically to stay informed of any changes. By continuing to use our website after any changes are made, you accept and agree to the revised Disclaimer.

9. Contact Information

If you have any questions or concerns about this Disclaimer or any other policies on our website, please contact us at:

Perry & Associates Insurance, LLC
132 Frontier Blvd. Ste 102, Stanford, KY 40484

Robbie@PerryandAssociatesInsurance.com

606-510-2007